Protecting American Families with the Right Coverage.

During Open Enrollment, Florida residents can access ACA Marketplace plans including Bronze, Silver, Gold, and Platinum tiers. Many Central Florida families qualify for subsidies that significantly reduce monthly premiums. VS Healthcare Solutions helps you compare all available plans and find the best coverage for your budget. We provide service in both English and Spanish.

Yes. Vivian Soto is a licensed Medicare specialist who helps seniors across the US navigate Original Medicare, Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans. We compare plans from multiple carriers to find the right fit.

Absolutely. VS Healthcare Solutions provides fully bilingual service in English and Spanish. Vivian Soto — "VS te ayuda" (VS helps you) — specializes in helping Hispanic and Latino communities across the US understand their insurance options without confusing jargon.

Health insurance costs in Florida vary based on age, household size, income, and coverage level. Many families qualify for ACA subsidies that can reduce premiums to as low as $0-$50/month. Without subsidies, individual plans typically range from $300-$700/month. We help you find every discount and subsidy you qualify for.

VS Healthcare Solutions serves Orlando and the greater Central Florida area including Kissimmee, Winter Park, Sanford, Lake Nona, Apopka, Altamonte Springs, Ocoee, Winter Garden, St. Cloud, and surrounding communities in Orange, Osceola, and Seminole counties.

Yes. Beyond health insurance and Medicare, we offer term and whole life insurance, dental and vision plans, business insurance for small employers, and supplemental coverage for accidents, critical illness, and hospital stays.